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American Credit Acceptance Technology Analyst in Spartanburg, United States

Are you passionate about business and technology? Are you ready to learn what it takes to help a private, fast-growing finance company double its portfolio and lead innovation in the fintech space?

American Credit Acceptance is looking for talented individuals to join our IT team, learn new technology disciplines, and make a personal impact across a variety of areas:

  • Business reporting

  • Quality Assurance

  • Technology Infrastructure

  • Information Security

  • Software/Database Engineering

Who we are

American Credit Acceptance (ACA) is a private, fast-growing, innovative finance company serving the emerging credit segment of the auto industry. In just 10 over years, ACA has built a portfolio with over $4.1B in assets, and has exciting plans for significant growth in the next 3 years and beyond. At ACA, we focus on:

  • Industry leading analytics

  • Innovative technology

  • Exceptional integrity with our customers and business partners

  • Most importantly, the development of our associates to lead our company to continued success in the future.

ACA is headquartered in beautiful Spartanburg, SC. With 7 colleges and graduate schools in town, a thriving arts and downtown community, close proximity to the mountains as well as other metro areas like Greenville and Charlotte, Spartanburg is a great place to live and start your career.

Across these roles, you will:

  • Learn the necessary technologies and toolsets

  • Work as part of Product Teams to innovate and execute quickly with Agile methodologies

  • Improve our customer experience

  • Work with executives, business leaders and subject matter experts across the company to achieve results

  • Ensure our business partners and associates have reliable systems that drive efficiency and effectiveness

  • Research new technologies and drive IT decisions

  • Improve existing process and develop new ones

  • Learn about the finance industry

  • Build the skills to be a leader in the business and technology world

  • Bachelor’s Degree required. GPA of 3.5 or higher preferred.

  • Degree in IT, computer science, business/finance, economics, engineering, math/statistics preferred, but analytical liberal arts majors absolutely considered.

  • Professional experience through internships, part-time or full-time work, and/or extra-curricular activities

  • Excellent interpersonal, written, and verbal communication skills

  • Demonstrated ability to learn new things with initiative and courage

  • Demonstrated excellence in working effectively as an individual and as part of a team

  • The ability to quickly assess problems and find workable solutions

  • The skills to synthesize information, distill relevant facts and reach logical conclusions

  • Ability to multi-task, work in a deadline driven environment, and a desire to deliver exceptional customer service

ACA’s Guiding Principles:

To be successful in this role, you will need to demonstrate the characteristics our Guiding Principles:

Integrity- Conduct all business in an honest, forthright, and ethical manner.

Partnership- Honor commitments and develop enduring relationships grounded in mutual trust, respect, service, and reliability. This applies to customers, teammates, investors, financial partners, vendors, and our communities.

Humility- Recognize what we do not know, actively seek knowledge and guidance in our decision making, and acknowledge, learn and grown from our mistakes.

Principled Entrepreneurship- Create long-term value by anticipating opportunities for profitable growth, satisfying the evolving needs of the customer, and embracing change while striving for continuous improvement. Exercise sound judgment and take calculated risks to deliver superior results.

Initiative- Be decisive and passionately pursue opportunities with a sense of urgency while continuously adapting and refining strategies.

Fulfillment- Reach our full potential by developing our talents, earning meaningful responsibility, and overcoming challenges as a team, and find purpose in the positive impact we have on our business, family, and community.

American Credit Acceptance is an equal opportunity employer.

Work Environment and Physical Demands

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. This position is required to lift at least 50 pounds and have the mobility to keep the storage areas orderly and floors cleaned of IT clutter.

Position Type/Expected Hours of Work

This is a full-time position with a work schedule of Monday-Friday with some schedule variations as needed including on-call coverage rotation. Occasional night or weekend work for special projects.


This position will require up to 5% local travel.

EEO Statement

ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

ID: 2021-2961

External Company URL:

Street: 320 E. Main St