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American Credit Acceptance Loss Mitigation Specialist - Reinstatement in Spartanburg, South Carolina

The Loss Mitigation Specialist on the Reinstatement team plays a critical role in the quick resolution of customer issues. This role will respond to customer account issues via telephone, resolve/answer customer problems and concerns directly, indirectly or through escalation. This role will also focus on compliance and will contribute to process improvement initiatives.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • Follows through to ensure cases are resolved and closed appropriately within the scope of compliance

  • Maintains appropriate level of process knowledge in order to assist customers and avoid escalation

  • Prioritizes and oversees activities of other agents ensuring quality standards are upheld

  • Process extensions for the reinstatement of accounts and forward extensions to payment processing

  • Assists in the identification, assessment and resolution of complex issues/problems

  • Supports and sustains a positive work environment that fosters team performance through own work and behavior

  • As appropriate, may directly work with a team of specialists regarding compliance issues

  • Implements procedures to ensure consistency and continuous improvement activities

  • Constantly sharing knowledge, techniques and examples with other specialists

  • Reinstatement of Loans

  • Maintains miscellaneous fee report, coding of reinstatements, cancelling vehicle transport and processing releases

  • Other duties as assigned

    • 2+ years of experience in a fast paced customer service environment
  • Knowledge of RDN, Auto IMS, Repo bill pay and Extension portal

  • Proven ability to handle and resolve escalated customer issues

  • Collections experience is preferred

  • Strong customer service and organizational skills

  • Ability and willingness to train others

  • Excellent problem solver, with ability to prioritize

  • Adept at navigating various computer applications

  • Excellent written and verbal communication skills

  • Stable work history

Supervisory Responsibility

This position has no supervisory responsibilities.

Work Environment and Physical Demands

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Position Type/Expected Hours of Work

This is a full-time position. Days and hours of work are Monday through Friday 8 a.m. to 5 p.m.


No travel is expected for this position.

EEO Statement

ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

ID: 2021-2963

External Company Name: American Credit Acceptance

External Company URL: