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CyberCoders Remote Underwriter in Santa Ana, California

Remote Underwriter Remote Underwriter - Skills Required - FHA, VA, Conventional, Loans, DE, CHUMS, SAR, LAPP, LAPP/SAR, SAR/LAPP

If you are a Remote Underwriter with experience, please read on!

What You Will Be Doing

  • Reviews/analyzes loan files submitted for borrowers to ensure file meets loan program requirements. Includes individual analysis of:

  • Loan application

  • Credit profile/report(s)

  • Debt and assets

  • Income/financial statements

  • Loan values/loan-to-value ratios

  • Appraisal reports

  • Collateral and supporting documentation

  • Identifies/calculates loan risk of loss.

  • Conditions files for missing/supporting documentation.

  • Revisits loans to review and clear conditions.

  • Approves, counters or denies loan file.

  • Escalates fraud files to Credit Manager/Risk Management team.

  • Respond within SLA to all loan specific audits/findings.

What You Need for this Position

  • Minimum 3 years of residential mortgage underwriting experience.

  • Experience working with Fannie Mae Desktop Underwriter and Freddie Mac Loan Prospector.

  • Knowledge of FHA, FNMA and FHLMC policies and guidelines.

  • Knowledge of mortgage loan processing, compliance, investor products and underwriting guidelines.

  • Knowledge of mortgage insurance (MI) guidelines.

  • Working knowledge of various fraud tools.

  • VA/LAPP, FHA DE (CHUMS), & SAR preferred

What's In It for You

  • Competitive Salary

  • 401K and matching

  • Health

  • Medical

  • Dental

  • PTO/Vacation time

So, if you are a Remote Underwriter with experience, please apply today!

Applicants must be authorized to work in the U.S.

CyberCoders, Inc is proud to be an Equal Opportunity Employer

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, or any other characteristic protected by law.

Your Right to Work – In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire.

Remote Underwriter CA-Santa Ana KT3-1578824