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Lincoln Financial Group Sr Conslt, In-Plan Product Development in Radnor, Pennsylvania

Alternate Locations: Radnor, PA (Pennsylvania); Work from Home (Excluding Colorado)

Relocation assistance is not available for this opportunity.

Level: P4

Requisition #65905

About the Company

Lincoln Financial Group, a Fortune 250 company with over 10,000 employees, provides advice and solutions that help empower Americans to take charge of their financial lives with confidence. Our core business areas — Life Insurance, Annuities, Retirement Plan Services and Group Protection — focus on supporting, preserving and enhancing over 17 million customer’s lifestyles and retirement outcomes.

Headquartered in Radnor, Pennsylvania, Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. The company had $238 billion in assets under management as of December 31, 2018.

Ranked one of the Best Large Employers in America by Forbes magazine, Lincoln Financial Group makes a serious investment in our employees’ futures through a broad range of wealth accumulation and protection plans, health and wellness programs, and career development resources designed to help each individual reach their personal and professional goals.

The Role

As the Sr. Consultant, Retirement Income Product Development, you will provide subject matter expertise and direction on complex projects/initiatives as it relates to product development and management for retirement income through annuities within DC retirement plans. You will collaborate with internal and external stakeholders across the business line and company to ensure the success of product development and enhancement initiatives. Our existing partnerships for retirement income services involve multiple firms active in the space and you will have ownership over those relationships and strategic direction. By bringing together guaranteed lifetime income solutions (like GLWB, DIA, QLAC, SPIA, etc.) with optimal defined contribution plan design, you will have ownership and be actively engaged on a key segment of the company's DC record keeping business.


  • Provides subject matter expertise on complex assignments and leads projects in support of in-plan product development and implementation of new and changes to existing products for the retirement business.

  • Partners with senior leaders and stakeholders to lead the in-plan product development process & facilitate the implementation/integration of product initiatives while ensuring alignment with the business unit strategy.

  • Identifies different or diverse markets that enhance market reach and partners with internal/external stakeholders to develop and implement in-plan products.

  • Reviews industry processes, customer needs, and the competitive landscape; champions innovative process changes that facilitate an effective in-plan product development process.

  • Provides ongoing training to Retirement Consultants, Relationship Managers and other internal stakeholders on new in-plan products and changes to existing products.

  • Proactively anticipates, prepares for, and acts on future business-related opportunities

  • Provides technical input to and review of marketing materials, contract and prospectus language

  • Evaluates complex trends in data or information

  • Recognizes opportunities or potential problems, before they become obvious, by seeking input from a range of sources, including insights beyond own area of responsibility.

  • Participates in industry and/or trade organizations to obtain competitor information, industry trends and/or best practices

  • Builds, enhances, and maintains relationships with internal partners, plan sponsors and industry contacts

  • Maintains knowledge on current and emerging developments/trends, assesses the impact, and collaborates with senior management to incorporate new trends and developments in current and future solutions

  • Directs and enhances organizational initiatives by positively influencing and supporting change management and/or departmental/enterprise initiatives

  • Identifies and directs the implementation of process improvements that significantly improve quality across the team, department and/or business unit

  • Provides subject matter expertise to team members and applicable internal/external stakeholders on complex assignments/projects

  • Provides direction on complex assignments, projects, and/or initiatives to build and enhance the capability of assigned area(s)


  • 4 Year/Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's) - Minimum Required


  • FINRA S6 within 90 days


  • 5+ Years experience in retirement plan or annuity product experience aligns to the responsibilities of this role


Other Skills & Abilities

  • Knowledge of legal and regulatory environment impacting insurance companies and taxation of business line products

  • Strong knowledge of business line products, with appreciation for and understanding of distribution, product, marketing, marketplace competition, pricing and valuation issues

  • Demonstrates excellent organizational skills with the ability to prioritize workload and multi-task while maintaining strict attention to detail

  • Confident, comfortable communicator with strong written and verbal communication skills

  • Strong presentation skills with demonstrated ability to influence at all levels of management through clear, informed and logical discussions/presentations

  • Apply concepts such as probability, statistics, modeling, percentages, ratios, and proportions to practical solutions

  • Ability to analyze complex information and to evaluate the implications of a course of action or solution

  • Define problems, collect data, establish facts and draw valid conclusions

  • Evaluate trends in data or information

  • Demonstrated strong relationship management skills with internal clients (e.g. senior management, peers and colleagues); proven ability to develop creative and collaborative approaches

  • Demonstrates strong interpersonal skills with a collaborative style

  • Demonstrates strong project management leadership skills including, critical ability to coordinate and balance multiple projects in a time-sensitive environment, under pressure, and meeting deadlines

  • Finds common ground and can gain collaboration among senior/executive management, colleagues and peers; can influence outcomes without directing or commanding

  • Strong proficiency with Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)

This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

Any unsolicited resumes/candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial Group are considered property of Lincoln Financial Group and are not subject to payment of agency fees.

Lincoln Financial Group (“LFG”) is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558.


Lincoln Financial Group ("LFG") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Opportunities throughout LFG are available to employees and applicants and are evaluated on the basis of job qualifications. We have a drug free work environment and we perform pre-employment substance abuse testing.