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Lincoln Financial Group Product Analyst - Life Solutions in Radnor, Pennsylvania

Alternate Locations: Concord, NH (New Hampshire); Greensboro, NC (North Carolina); Hartford, CT (Connecticut); Radnor, PA (Pennsylvania); Work from Home (Excluding Colorado)

Relocation assistance is not available for this opportunity.

Level: P3

Requisition #65822

About the Company

Lincoln Financial Group, a Fortune 250 company with over 10,000 employees, provides advice and solutions that help empower Americans to take charge of their financial lives with confidence. Our core business areas — Life Insurance, Annuities, Retirement Plan Services and Group Protection — focus on supporting, preserving and enhancing over 17 million customer’s lifestyles and retirement outcomes.

Headquartered in Radnor, Pennsylvania, Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. The company had $238 billion in assets under management as of December 31, 2018.

Ranked one of the Best Large Employers in America by Forbes magazine, Lincoln Financial Group makes a serious investment in our employees’ futures through a broad range of wealth accumulation and protection plans, health and wellness programs, and career development resources designed to help each individual reach their personal and professional goals.

General Purpose of Job

This position will act as a resource to internal and external stakeholders on initiatives related to Life In-force Optimization along with many aspects of Core Life product development and launch. As part of the Business Development team s/he will provide technical product information and training to support product roll-outs, with the goal of increasing profitable sales. S/he will collaborate with stakeholders to develop communications and collateral for new products and product updates.

Duties and Responsibilities

Champions and enhances organizational initiatives by positively influencing and supporting change management and/or departmental/enterprise initiatives within assigned area(s) of responsibility.

Collaborates with appropriate internal stakeholders to ensure product messaging is aligned with business priorities and compliant with legal and regulatory requirements.

Consults/Analyze on more complex assignments and/or projects for his/her assigned area(s) of responsibility.

Creates actionable plans that support In-force Optimization campaigns as well as product development and implementation in the launch of new products/riders/services for the business line.

Develops and maintains relationships with key internal partners through participation in workgroups, advisory committees, Ready-to-Sell meetings and presentations.

Identifies and recommends process improvements that significantly reduce workloads or improve quality for his/her assigned area(s) of responsibility.

Implements new product and/or product updates in communications, including memos, technical product documentation, fact sheets, and other collateral materials.

Maintains knowledge on current and emerging developments/trends for assigned area(s) of responsibility, assesses the impact, and collaborates with management to incorporate new trends and developments in current and future solutions.

Proposes solutions on more complex product-related issues by applying product and organizational knowledge.

Provides product illustration systems support and testing.

Provides technical input and review of marketing materials, contracts, and prospectus language.

Provides technical product information to guide content in marketing materials, contract and prospectus language, and reviews final content and language for accuracy.

Provides technical product support during training and product rollouts by explaining In-force Optimization campaigns and other product design concepts and features.

Reviews and tracks application and illustration activity post-launch and identifies trends and/or training needs.

Serves as a resource to team members and applicable internal/external stakeholders on more complex assignments/projects for his/her assigned area(s) of responsibility.

Works closely with key stakeholders to anticipate and mitigate potential risks and roadblocks. Sets project priorities to meet deadlines and departmental goals.

Writes letters and memos to clients requesting confirmations from the product team regarding policy illustrations.

Additional Position Responsibilities

Carries out duties in compliance with all state and federal regulations and guidelines. Complies with all company and site policies and procedures.

Makes a positive contribution as demonstrated by: - Making suggestions for improvement - Learning new skills, procedures and processes

Performs other duties as required.

Remains current in profession and industry trends.

Other Skills and Abilities

Ability to perform under stress in cases of emergency, critical or hazardous situations.

Ability to work with others in a team environment.

Demonstrated strong relationship management skills with internal clients (e.g. management, peers and colleagues); proven ability to develop collaborative approaches.

Demonstrates ability to identify and recommend processes improvements.

Demonstrates excellent organizational skills with the ability to prioritize workload and multi-task while maintaining strict attention to detail.

Demonstrates strong interpersonal skills with a collaborative style.

Demonstrates the ability to use sound judgment and discretion regarding confidential information.

Finds common ground and can gain collaboration among management, colleagues and peers; can influence outcomes without directing or commanding.

Foundational knowledge of business line products, with appreciation for and understanding of distribution, product, marketing, marketplace and competition issues.

Foundational knowledge of legal and regulatory environment impacting insurance companies and taxation of business line products.

Proficiency with Microsoft Office Suite (Word, Excel, PowerPoint, Outlook).

Strong project management skills including, critical ability to coordinate and balance multiple projects in a time-sensitive environment, under pressure, and meeting deadlines.

Successfully completes regulatory and job training requirements.

Well rounded analytical and computer skills.


4 Year/Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's) - Minimum Required


FINRA SERIES 6 may be required for Inforce and New Business -180 Days


3 - 5+ Years Experience in the financial service/insurance industries with exposure to product development and implementation. (Required ),3 - 5+ Years Of Customer Service, Sales or Product Development experience with integral knowledge of life insurance products. (Required )

FINRA Series 6 Required or must be obtained within 180 days

This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

Any unsolicited resumes/candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial Group are considered property of Lincoln Financial Group and are not subject to payment of agency fees.

Lincoln Financial Group (“LFG”) is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558.


Lincoln Financial Group ("LFG") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Opportunities throughout LFG are available to employees and applicants and are evaluated on the basis of job qualifications. We have a drug free work environment and we perform pre-employment substance abuse testing.