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MasterCard Senior Software Development Engineer in O'Fallon, Missouri

Our Purpose

We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion (https://www.mastercard.us/en-us/vision/who-we-are/diversity-inclusion.html) for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team – one that makes better decisions, drives innovation and delivers better business results.

Job Title

Senior Software Development Engineer

Who is Mastercard?

Mastercard is a global technology company. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making payment and data transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.

Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

Overview

Open Banking is a worldwide phenomenon, gathering pace over the recent years and set to transform many aspects of retail financial services (as well as many adjacent industries). There are a number of markets already live with various forms of open banking offerings (e.g. EEA markets thanks to PSD2, or US owing to long-standing market driven initiatives). In most other markets, open banking is at earlier stages of development, yet already seeing plenty of attention from established players as well as new entrants.

Mastercard have built an initial suite of Open Banking Solutions and are now in the process of bringing them to market, commercialising and enhancing them. See www.mastercard.com/openbanking. Over the last few years we have established a large, cross-functional team that is focusing on product design and delivery. As we expand the platform’s capabilities into new markets, opportunities to apply novel data management practices, including the use of cutting edge homomorphic encryption lie ahead.

This new role will perform extensive Proof of Concepts (POCS) to bring homomorphic encryption to bear upon several emerging use cases:

(1) Prove where homomorphic encryption is fit for use within Mastercard; and

(2) be a subject matter expert on applying homomorphic encryption technology within the enterprise; and

(3) apply that knowledge to the localisation and deployment of selected global Mastercard Open Banking Solutions in key markets across the world.

The individual will be an expert on the relevant features, benefits, and the needs of current and future customers. The individual will also be a key member of the Mastercard Open Banking Global Operations and Technology team responsible for defining and executing the technology strategy for the overall product portfolio.

Role is expected to require little to no travel (<5%)

Role

You will:

• Plan, design and develop technical solutions and alternatives to meet business requirements in adherence with MasterCard standards, processes and best practices.

• Lead day to day system development and maintenance activities of the team to meet service level agreements (SLAs) and create solutions with high level of innovation, cost effectiveness, high quality and faster time to market.

• Accountable for full systems development life cycle including creating high quality requirements documents, use-cases, design and other technical artifacts including but not limited to detailed test strategy/test design, performance benchmarking, release rollout and deployment plans, contingency/back-out plans, feasibility study, cost and time analysis and detailed estimates.

• Select appropriate technical frameworks and solution delivery methodology. Adapt to the technical artifact templates per the needs of the project and technology.

• Contribute ideas to help ensure that required standards and processes are in place. Maintain solution and technology road maps.

• Research and evaluate current and upcoming technologies and frameworks.

• Participate in PoCs (Proof of Concept) and help the Department with selection of Vendor Solutions, Technologies, Methodologies and Frameworks.

• Collaborate with Vendor Resources for Support of Products.

• Conduct brownbag sessions on new and upcoming technologies, methodologies and application appropriate frameworks.

• Ensure knowledge transfer of vendor technology to MasterCard staff. Provide technical training to the other team members.

All About You

Skills and experience required for this role are:

• Experience in encryption, payments or FinTech sectors.

• Successful B2B product development and/or management experience

• API design and implementation

• Engaging with customers and vendors both internal and external

• Understanding of the design approaches and technologies utilized in your area

• Focus on the customer experience, the build and delivery processes and the problems to be solved

• Work directly with external to the organization or external to Mastercard technology providers and customers

• Understand the business and technical requirements for the solutions being built

• Recognize complex designs and propose simplified solutions by working with software design engineers, principals and TPMs

• Help customers and the engineering teams make trade-off decisions by considering all of the data including business goals, technical platform strategy, customer experience and maintainability. You identify blocking issues and manage their resolution.

• Identify, assess, track and mitigate issues and risks at multiple levels

• Write documentation as required

• Communicate progress, anticipate bottlenecks, provide escalation management, identify, assess, track and mitigate issues/risks at multiple levels

Desirable skills and experience:

• Knowledge of Open Banking

• Knowledge of API design

• Streamline and/or eliminate excess process in any area of the architecture, production operations environment, or business area where the same efforts (or issues) are repeated year-over-year

Due to COVID-19, most of our employees are working from home. We’ve implemented a virtual hiring process and continue to interview candidates by phone or video and are onboarding new hires remotely. We value the safety of each member of our community because we know we’re all in this together.

Mastercard is an inclusive Equal Employment Opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law.

If you require accommodations or assistance to complete the online application process, please contact reasonable.accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Requisition ID: R-112543

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