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Randstad Credit Analyst in Menlo Park, California

Credit Analyst

job details:

  • location:Menlo Park, CA

  • salary:$80,000 - $110,000 per year

  • date posted:Wednesday, March 25, 2020

  • experience:3 Years

  • job type:Permanent

  • industry:Finance and Insurance

  • reference:484107

  • questions:415-733-7530.

job description

Credit Analyst

job summary:

Incredible teams doing exceptional work, every day

In Business Banking, we provide comprehensive depository, cash management, and lending services to businesses throughout our communities. While our clients are diverse, we are focused on meeting the needs of professional service firms (doctors, lawyers, accountants, investment managers and consultants of all kinds) as well as those in the following industries: Private Equity, Venture Capital, Technology, Wineries, Aviation and Marine, and Non Profit Organizations. As a Business Banking team member at First Republic, you will work directly with clients to identify their banking needs and financial goals in order to deliver tailored solutions for their businesses as well as their personal banking and wealth management needs.

location: Menlo Park, California

job type: Permanent

salary: $80,000 - 110,000 per year

work hours: 9 to 5

education: Bachelor's degree

experience: 3 Years


What you'll do as a Business Banking Credit Analyst:

  • Underwriting and Analysis : Underwrite high-quality credit narratives in support of new and existing loans for Private Equity and Venture Capital firms, which includes analyzing multi-year trends and ratios from financial information, understanding cash flow, performing collateral analysis, running credit reports and analyzing KYC information.

  • Loan Closing : Work closely with Business Bankers, Commercial Loan Operations, Outside Counsel and the Client to document and close loans thoroughly and swiftly.

  • Portfolio Management : Create, maintain and monitor all loan and credit files at the highest quality and in accordance to the Bank's credit standards, which entails monitoring existing credit facilities for financial and reporting covenant compliance, detecting early warning signs that could lead to a potential default, monitoring underperforming loans and evaluating proper loan risk ratings.

  • Client Service : Assist the Business Banker on all levels of the business banking relationship to ensure the client receives exceptional service.

  • Market Knowledge : Research Private Equity and Venture Capital industry trends and risks.

  • Innovation : Lead special projects as needed.


What skills you will use:

  • A bachelor's degree, with a strong credit background and a minimum of 3-5 years of commercial banking and lending experience, with an industry specialization (preferably in technology - start-up lending, private equity, and/or venture capital)

  • Excellent credit skills

  • Outstanding communication skills

  • The desire to provide extraordinary internal and external service

  • The ability to think critically and independently as a proactive problem solver

  • A high orientation toward being a team player, providing extraordinary service while furthering our clients culture and values

skills: Venture Capital

Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.

Qualified applicants in San Francisco with criminal histories will be considered for employment in accordance with the San Francisco Fair Chance Ordinance.

We will consider for employment all qualified Applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance.