Farm Credit Mid-America FLCA Data Scientist in Louisville, Kentucky
At Farm Credit Mid-America, we believe people are our strongest asset. We are consistently looking to hire individuals from a wide range of experience and capabilities who have a desire to serve. Currently, we have over 1,400 employees across Indiana, Ohio, Kentucky and Tennessee.
BASIC FUNCTION: The Data Scientist focuses on using advanced analytics in support of the Association’s strategic objectives. This position is responsible for performing sophisticated data analytics (encompassing data mining, statistical analysis, predictive analytics, for example), and developing, documenting and supporting the deployment of quantitative models and other analytics tools. Identifies actionable insights from data that measurably improve business outcomes and/or reduce risk. Collects and prepares data for analysis, performs exploratory to advanced predictive and/or modeling analytics, and identifies data relationships (patterns and trends). Provides consultation to business leaders and other stakeholders on how to leverage analytic insights to build actionable strategies. Projects may include but not be limited to: automated credit decisioning, risk rating models, loan performance forecasting and analytics and model validation.
QUANTITATIVE MODELING: Participate in the design, implementation and maintenance of automated credit decisioning and loss forecasting models. For deployed models, develop and execute ongoing model validation processes in accordance with Farm Credit Mid-America Model Risk Management and Model Governance policies and industry best practices.
SPECIALIZED AND ADVANCED ANALYSIS: Applies advanced analytical skills and experience to research complex topics, design analysis methodologies, and apply problem solving skills in performing ad hoc analysis projects.
CREDIT & RISK EXPERTISE: Continually build expertise in agricultural and consumer credit, finance and technology to support being an active partner and risk management resource for the Credit Department and other departments across the Association.
COLLABORATION: Represent the Risk Management department on applicable Association committees, workgroups or project teams. Coordinate with other Farm Credit System (FCS) institutions and FCS workgroups as applicable.
Corporate mission and values: Embraces and represents the mission and values of Farm Credit Mid-America and complies with its conduct, security and confidentiality policies and procedures.
OTHER DUTIES: Performs other duties as assigned.
MINIMUM REQUIREMENTS and GRADING GUIDELINES
Education and Experience
Bachelor’s degree in statistics, mathematics, finance, economics, or related fields. Advanced degree or in analytics field, certifications in analytics, or Charter Financial Analyst designation preferred. Five or more years of progressively-responsible experience in risk management, credit, finance, or data science with at least one year of experience in credit risk modeling or equivalent.
KNOWLEDGE, SKILLS AND ABILITIES:
Knowledge of: Statistical methods, time-series analysis, machine learning, and programming; principles, policies and practices applicable to agricultural and residential lending; critical economic, political and industry issues; loan origination and accounting systems; and business automation and relational databases.
Skills in: Business computer applications; advanced data analysis and validation; data science; computer-based modeling and validation; problem solving; decision making; verbal and written communication; interpersonal skills; tact and diplomacy; mediating and influencing solutions to problems; and relevant software such as SQL, VBA, R and SAS.
Ability to: Be innovative and creative balanced with logic and objectivity; positively influence others; and exercise sound judgment. Be flexible, efficient, disciplined and accurate; work with interruptions; work independently; achieve goals; accept and implement corporate strategies; demonstrate corporate values; relate positively to others; listen; work under stress; overcome objections; and professionally represent Farm Credit Mid-America. Conduct increasingly advanced computer analysis in analyzing and developing solutions to complex issues and risks; aggressively leverage technology; and thoughtfully evaluate, accept and manage balanced business risks.
MENTAL AND PHYSICAL REQUIREMENTS:
This job requires the incumbent to have the ability to…
Engage in telephone and face-to-face conversation to serve customers and give and receive information from customers, staff, vendors, outside consultants and the public.
Use computer. This involves reading the screen and keying/typing information.
Speak and make presentations to individuals or groups on technical subjects related to job.
Travel via auto or commercial transportation to carry out essential responsibilities of the job.
Successfully interact with and represent the organization to customers, staff, officers, board members, vendors, and/or the public at all levels.
Provide sound technical advice to customers and other staff in the subject field(s) related to this position.
Understand and explain various subject matter and consulting concepts, programs, terminology, and methods.
Reason, judge, compare, calculate, evaluate, decide, and critique such information as written material, numerical data, responses to customer needs, and/or other related work activities.
Requirements of the job include the ability to do the work, with or without reasonable accommodations. It is the Association's policy to make reasonable accommodations for individuals with disabilities. Leadership retains the right to add, subtract or change duties of the position at any time.
This document does not create an employment contact, implied or otherwise, other than an “at will” employment relationship.
We are proud to be an EEO/AA employer M/F/D/V.
Here's What We Can Offer You...
Farm Credit Mid-America has an outstanding Total Rewards package, which includes, but is not limited to:
Salary commensurate with experience
15 vacation days, 15 sick days, and 11 paid holidays per year
401(k) plan with outstanding match
Medical, Dental, Vision, STD, LTD, Life/AD&D benefits, etc.
Fitness Incentive Program
Tuition assistance for employee and dependents
Farm Credit Mid-America is an Equal Opportunity Employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability or any other category protected by law.