USACares Jobs

Mortgage Loan Closer

• Job ID:9528

• Functional Area:Operations

• Employment Type:Full Time

• Location:Jacksonville, FL

• Department:North Closing Team 1

• Relocation Provided:No

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Position Description:

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following:

• Must have current knowledge of RESPA and TILA guidelines

• Must have experience preparing mortgage closing documents for Conventional, VA and FHA loan programs

• Must maintain a high level of productivity while not sacrificing quality

• Excellent verbal and written communication skills

• Review Case Number Assignment, Title Commitments, Insurance Policies, PMI Certification and all loan documents for accuracy. Closer must review each file for completeness and accuracy to ensure compliance with underwriting, government, investor and company requirements.

• Maintain open lines of communication with all parties to obtain loan status information. Provide timely communications regarding closing status as appropriate.

• Ensure all loans are closed in strict accordance with all guidelines

• Understand and adhere to all existing and/or changes to internal or external guidelines, processes and procedures as soon as they are implemented.

• Other duties may be assigned.

Job Requirements

• Computer knowledge with Microsoft Excel, and different LOS systems.

• Strong knowledge in reading title app

• Current recent working knowledge of TRID, HMDA and Appraisal Independence Requirements (AIR)

• Experience preparing loan documents and funding

• Minimum two years’ experience as a closer or funder

• Must have experience preparing mortgage closing documents for Conventional, VA and FHA loan programs

• Excellent verbal and written communication skills

• Must have the ability to calculate a payoff demand statement

• High school diploma or equivalent required

• Ability to work in a high paced environment, recognizes and acts on changing priorities

• Ability to work extensive hours during high volume

• Demonstrated analytical skills

• Prioritization skills

• Positive attitude and team-oriented spirit

Founded in Mount Laurel, NJ in 1990, Freedom Mortgage has since grown into one of the largest and fastest-growing privately owned full-service residential lenders in the USA. Licensed in all 50 states, Washington D.C., Puerto Rico and the Virgin Islands, Freedom Mortgage has over 5000 employees nationwide, proudly servicing $225.6 billion, and is still growing.

Our mission is to foster homeownership in America. Freedom is a leader in VA mortgage lending and is one of the mortgage industry’s largest philanthropic supporters of the USO and military families through its Team Freedom Cares philanthropic arm.

Locations include suburban Philadelphia and Fishers, IN, two regions where we were named Top Workplaces. We also have large operating centers countrywide, including these desirable markets: Beaverton , OR; Boca Raton, FL; Columbia, MD; Jacksonville, FL; Melville, NY; Plano, TX; San Dimas, CA; Tempe, AZ; Troy, MI and Woodbridge, VA.

If you seek a sense of community, top training, opportunity for advancement, a comprehensive benefits package and reward and recognition program, look no further.

Freedom Mortgage Corporation is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to age, race, color, religion, gender, sexual orientation, national origin, or their status as a protected veteran or an individual with disabilities. Local applicants encouraged to apply. Employment contingent upon successful completion of background investigation. Smoke-free workplace. Drug-free work environment. Excellent benefits package including medical, dental, vision and 401(k). All resumes are held in confidence. Only candidates whose profiles closely match requirements will be contacted during this search. LENDER NMLS ID:2767

Equal Opportunity Employer- Minorities/Females/Disabled/Veterans