Pacific Western Bank Senior Loan Analyst / Underwriter in Irvine, California
This senior analyst will analyze, evaluate, underwrite, and assist in structuring and closing potential lending opportunities. The incumbent will also assist in portfolio management, including collecting reporting and spreading property and guarantor financials. The successful candidate will focus on financial analysis, modeling, research, site due diligence, and credit application preparation. Finally, this role will work closely on new transactions with Loan Processors, Vice Presidents and Credit Administration.
Evaluating transaction requests to determine quality of opportunity and potential loan structure to maximize return on investment
Identifying specific merits, risks, and mitigants for each transaction
Constructing and maintaining detailed financial models and developing sensitivity analyses around key economic drivers
Drafting internal approval memoranda and term sheets
Performing industry, company, and property financial research and due diligence
Supporting legal documentation and execution of new transactions
Assisting in all aspects of origination activity leading to closing of new transactions
Collect and manage borrower and guarantor reporting
Spread personal, property and business financial reporting in CASH SUITE
Perform other duties as assigned.
Minimum of 2 years of total experience in financial service sector (private equity, specialty finance, real estate finance, mezzanine firm, investment bank, or accounting)
Significant experience with financial modeling and evaluating a Company or property's historical and projected financial cash flows
Strong analytical skills including ability to: perform cash flow analysis as well as in-depth industry and market analysis
Excel and Word proficiency required
Superior interpersonal skills.
Experience with senior management and sophisticated financial sponsors
Strong written and oral communications skills
Ability to multi-task in a fast paced environment
There will be some on-the-job training; however, the candidate should be a “self-starter”
Degree or coursework in Finance, Accounting, Economics, or a related field
Familiarity with and ability to analyze personal tax returns
Job Locations US-CA-Irvine
Type Regular Full-Time
Equal Opportunity Employer
PacWest Bancorp and its affiliates are fully committed to the principles of equal opportunity and diversity. We take pride in building a workplace culture where all employees feel supported and respected, and have equal access to career and development opportunities without regard to race, religion/creed, color, national origin, age, marital status, ancestry, sex, gender (including pregnancy, childbirth, breastfeeding or related medical conditions), gender identity/expression, sexual orientation, veteran status, physical or mental disability, medical condition, military status, genetic information, or any other characteristic protected by federal, state or local laws.