Accenture Senior Analyst-Lending Operations in Chennai, India
Skill required: Lending Operations - Underwriting
Designation: Management Level - Senior Analyst
Job Location: Chennai
Qualifications: Any Graduation
Years of Experience: 5-8 years
About Accenture Operations
In today's business environment, growth isn't just about building value-it's fundamental to long-term business survival. So how do organizations sustain themselves? The key is a new operating model (https://www.accenture.com/in-en/insights/operations/intelligent-operations-2018) -one that's anchored around the customer and propelled by intelligence to deliver exceptional experiences across the enterprise at speed and at scale. You will deliver breakthrough business outcomes for clients-by harnessing talent, data and intelligence to revolutionize their operating models. Operations is one of four services that make up one Accenture -the others are Strategy and Consulting, Interactive and Technology. Visit us at www.accenture.com
What would you do?
You will be aligned to our Financial Services, banking, Insurance, and Capital Market vertical which is focused on helping clients with their tax preparations, insurance coverage, and investment portfolios.
You will be working as a part of the Lending Operations team which prepares retail credit proposals, conducts pre-analysis, do dupe checks, data entry, customer point verifications (CPV), and review income documents in line with the client credit policy, procedures, and turnaround times.
The Underwriting team focuses on raising investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. The role requires a good understanding of credit analysis, creditworthiness, credit underwriting, credit appraisal memo, commercial lending, financial analysis, asset evaluation, and income calculation. The role may also need expertise around residential underwriting, mortgage underwriting, government-sponsored loans, and pre-purchase review.
What are we looking for?
We are looking for individuals who have the following skillset:
Written and verbal communication
It would be a value add if you are proficient in:
- Operations Management
Roles and Responsibilities
As a team lead you will be expected to:
Understand and effectively manage the team's governance and performance
Understand the level of risk & propose mitigation plans and partner with other support teams to resolve requests/issues in a timely manner
Clearly communicate team goals and deliverables and keep the team updated on changes
Coach team members and provide the first level advice on procedures/methods
Solve increasingly complex problems & effectively delegate to develop and groom team members for succession planning
Maintain client relationships interface through regular connects and emails
Understand client priorities and problems & help translate actions for the team
Use innovation to identify opportunities to optimize processes, decrease costs and increase client value
Use data analytics and story-telling techniques to enhance the client journey
Please note this role may require you to work in rotational shifts.