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Accenture New Associate-Lending Operations in Chennai, India

Skill required: Lending Operations - Underwriting

Designation: Management Level - New Associate

Job Location: Chennai

Qualifications: Any Graduation

Years of Experience: 0-1 years

About Accenture Operations

In today's business environment, growth isn't just about building value-it's fundamental to long-term business survival. So how do organizations sustain themselves? The key is a new operating model-one that's anchored around the customer and propelled by intelligence to deliver exceptional experiences across the enterprise at speed and at scale. You will deliver breakthrough business outcomes for clients-by harnessing talent, data and intelligence to revolutionize their operating models. Operations is one of four services that make up one Accenture -the others are Strategy and Consulting, Interactive and Technology. Visit us at www.accenture.com

  

What would you do?

You will be aligned to our Financial Services, banking and capital market vertical which is focused on helping clients with their tax preparations, insurance coverage and investment portfolios.

You will be working as a part of Lending Operations team which prepares retail credit proposals, conduct pre-analysis, de dupe checks, data entry, customer point verifications (CPV) and review income documents in line with the client credit policy, procedures and turnaround times.

The Underwriting team focuses on raising investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. The role requires a good understanding of credit analysis, creditworthiness, credit underwriting, credit appraisal memo, commercial lending, financial analysis, asset evaluation, and income calculation. The role may also need expertise around residential underwriting, mortgage underwriting, government-sponsored loans, and pre-purchase review.

What are we looking for?

We are looking for individuals who have the following skillset:

  • Problem-solving skills

  • Detail orientation

  • Commitment to quality

  • Written and verbal communication

  • Process-orientation

Roles and Responsibilities

  • In this role, you are required to solve routine problems, largely through precedent and referral to general guidelines

  • Your primary interaction is within your team and your direct supervisor

  • You will be given detailed instructions on all tasks that need to be carried out, and the decisions that you make will impact your work

  • You will need to be well versed with basic statistics and terms involved in the day to day business and use it while discussing with stakeholders

  • You will be working closely with project members to effectively deliver on the requirements

  • You will be an individual contributor as a part of a team with a predetermined focused scope of work.

Please note this role may require you to work in rotational shifts.

Any Graduation

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