Job Information
NASA Federal Credit Union Home Equity Loan Consultant in Bowie, Maryland
FIND YOUR PURPOSE. JOIN OUR MISSION
As one of the largest credit unions in the region and top performing in the nation, NASA Federal Credit Union (NASA FCU) members enjoy banking with an organization that's well established, financially sound and thrives on technology. With a strong heritage to serving the needs of individuals, the credit union philosophy of People Helping People has always been a priority.
We offer a generous benefit package:
$35,000 - $48,125 / Annually
401(k) match to 5% of earnings – immediate enrollment and 100% vesting
Choice of two health plans
Dental
Life Insurance – no cost
Long-term Disability Insurance – no cost
Employee Assistance Program – no cost
Paid vacation
Paid sick time
10 Paid holidays
Profit Sharing eligible
NASA Federal Credit Union is looking for an experienced Home Equity Loan Consultant. The Loan Consultant will gather, verify, compile, and analyze home equity loan applications and documents provided by various application conduits to ensure complete, accurate, and timely loan packages are presented to Underwriters (as necessary) and Closers.
This role will contact third party service providers to order and coordinate necessary services within required timelines. It will contact members/applicants to communicate any issues, status updates, and schedule closing.
Remains cognizant of and adheres to credit union policies and procedures, and regulations pertaining to the Bank Secrecy Act
Reviews residential home equity loan applications to verify that application data is complete and meets established loan underwriting criteria standards, including type and amount of mortgage, borrower assets, liabilities, employment
Ensures that application data is entered completely and properly in loan software systems.
Analyzes applicant, originator, loan officer, or internet provided information to make sure data and coding match purposes intended
Contacts third party service providers to order and coordinate necessary services in a timely manner
Contacts member applicants to communicate any issues, status and scheduling closing
Submits accurate loan files to underwriting for approval
Works to quickly eliminate approval conditions for final OK to close
Coordinates closing with our mortgage closer and the appropriate branch office if member wishes a branch location closing or coordinates mailing the closing package directly
Works closely with members, loan officers and branch staff to communicate issues to be addressed on each loan as appropriate
Timely responses to in-house referred members for information and explanation regarding home equity residential lending products and services when appropriate
Ensures all regulatory disclosures are in timely compliance and provided to Applicant
Minimum of two years Lending / Home Equity processing experience
Knowledge of Home Equity lending products
Excellent communication skills – written, oral, and listening
Ability to work independently, as well as collaboratively
Acute sense of urgency, with strong time management skills – meeting critical deadlines/goals with accurate work
Ability to prioritize and multi-task
Must be proficient in Microsoft Suite
ID: 2566
External Company URL: www.nasafcu.com
Street: Bowie Building